Shopping Cart Security – A Major Issue
Like what the title says: the security of shopping carts is always a major issue, it was before, it is now, and it will always be. If you're a small business trying to break into a fairly large and competitive market, shopping cart applications integrated to your website would be a great investment. But several issues need to be addressed and probably one of the more significant one is the issue of security.
Let's begin with the concept of shopping carts. Shopping carts are online applications where you can make purchases by means of using your credit card or any electronic payment services to pay for your orders. If you have an online store, you will need a reliable host where to place your files and where your clients and potential customers will access them from. You also need a shopping cart whose interface is easy and functional.
A shopping cart typically functions with having a check out, generates the total purchase, compute for the shipping costs, and records the needed personal information. The security aspect of the shopping cart lies on the Secured Socket Layer certificate or the SSL which basically handles the security of the personal information entered by customers up until the time the information reaches the payment gateway. The SSSL is the responsible of making "https". If you see this on the URL bar, it means the transaction is a secure environment. Meanwhile, the payment gateway or credit cart gateway is the one that validates and charges the purchase on the credit card.
There are options now where the shopping cart providers no longer needs SSL but instead directly sends the information to a payment gateway. The personal information entered by the customers will then be the responsibility of the gateway. This eliminates the need for you to maintain any SSL.
It is important that you let your customers know first and foremost the possible security risks of online transactions. But also make sure that you clients know that despite the risks, you have done your part to make the website secure and hack-free. Do no underestimate your customers. Often, if they fee that something's not right with a website's shopping cart, they will most likely bail out of their transations.
Also be precise and clear about your shopping cart's policy guidelines. I know it might be tempting to use various legal and marketing jargons. But, you need to remember that your users are not experts and presenting them with a policy guideline that is high complicated and difficult to understand will reflect on your business' reputation.
We can only stress the importance of security in these kinds of web applications. I have heard stories of identity thefts before and your customers will surely go with a shopping cart that can protect them from possible theft of credit card and personal information.
One of the simplest way to have a secure network is to avail of the services of well respected and secure service provider. That, of course is a sure way to have a secure network for your shopping cart. Relying on the credible services of third party suppliers is not a bad course of action to take. You just need some time checking on theses shopping cart suppliers to get to know them.
The bottomline is to purchase and maintain a secure shopping cart for your clients. You have several options at your disposal and not having a secure one is totally inexcusable.
Tags: Cart Providers, Cart Security, Competitive Market, Credit Card, Credit Cart, Electronic Payment Services, Interface, Payment Gateway, Personal Information, Personal Security, Secured Socket Layer, Security Aspect, Security Risks, Shopping Cart, Shopping Carts, Shopping Online, Small Business, Sssl
Online Shopping Cart, Uncategorized | admin |
August 30, 2010 8:58 am |
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I'm sure you've done the same thing yourself. You go to a grocery store, get a cart or basket, fill it with items and suddenly you felt that you're buying unnecessary things. What happens after that realization is a pretty common sight. You leave your basket or cart half full of items near the counter or just at the end of the aisle. The same thing can happen on an online shopping cart: customers abandoning their carts. But that is not entirely out of your control. There are a number of ways to increase the effectiveness of your shopping cart and the proper implementation of these can result to a fairly successful online business.
There are several reasons that you should now about why people abandon their shopping carts midway. One reason is that they just want to know the prices of the products on your website and compare them with another supplier. If they find out that they can get the products much cheaper somewhere else then they will just abandon their carts.
However, the solution to this issue is not an easy one. We have to get the right suppliers and services to ensure that we can offer the products at a minimal mark-up or at a very competitive rate. At least if you and your competitors have fairly the same product prices, you can get customers by getting ahead in other areas like customers support.
Another issue that your customers might find with your shopping cart is usability. The internet is a fast-paced information gateway. If your customers find your shopping cart slow to upload, and have a lot of required fields to fill-up, they will turn to your competitors.
Remove any stumbling blocks that might hinder your customers to order products easily online. Too much non-purchase information is a definite turn-off. Keep the interface simple and customize the shopping cart to enable fast product browsing and ordering.
Security is another major issue. This is only natural. Your clients will be handing over credit card information which in some ways can be hacked and used by unscrupulous people. Asking too much information will put your customers on the defensive. They will be cautious resulting to loss of sales.
Keep your shopping cart up-to-date. And this goes for both security options and other features. Make sure that you incorporate already standard shopping cart features. It would be a plus if you could add a couple of innovative ideas of your own as well.
And when you update your shopping cart security and other features, make sure your clients know about them. These changes are useless if you don't give your clients assurances that you have a proactive approach in ensuring the protection of their personal information.
Honesty is greatly appreciated as well. Let your customers know of any other added costs on their purchases. Place this information as early in the ordering process as possible. Customers will surely get irritated if they find out of additional fees at the end of their transactions. You'll get a lot of bad rep from doing that.
Also be aware that US dollar is not the only currency your customers will use. You're talking about a global network where people from almost anywhere can purchase items from your cart. Place a conversion application which would help your clients know of the amount in their own currency.
These are but simple ways to ensure the effectiveness of your shopping cart. Nonetheless, as simple as they may be, it will give you several benefits if you pay attention to them and implement the necessary solutions.
Tags: Aisle, Control, Credit Card, Customize, Information Gateway, Interface, Lot, Midway, Online Cart, Online Shopping, Ordering Security, People, Proper Implementation, Realization, Shopping Cart, Shopping Carts, Successful Online Business, Upload, Usability
Online Shopping Cart | admin |
January 11, 2010 1:13 pm |
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